Credit One Bank® Visa® Credit Card
The Credit One Bank® Visa® Credit Card is one of the best options for someone with bad credit who needs what amounts to an emergency loan. In that case, paying up to $95 in first-year fees for a $300 initial credit line might actually be the most attractive offer you’re going to get. The ability to earn cash back rewards sure doesn’t hurt, either. View More >
Discover it® Secured
Discover it® Secured is 2019’s best secured credit card because it has a $0 annual fee and rewards cardholders with 1% to 2% cashback on purchases. The Discover it Secured card also doubles the rewards cardholders earn the first year. Very few secured cards even offer rewards. View More >
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress offers three secured credit cards for people who are new to credit or rebuilding their credit. These cards have the same application requirements and similar features, but offer a choice between a lower annual fee or lower interest rate. The Platinum Select Mastercard® Secured Credit Card is the middle option. View More >
Surge Mastercard® Credit Card
The Surge Mastercard® is one of the easiest credit cards to get if you have bad credit, but the card's annual and monthly fees may reduce its appeal. If you're considering the Surge Mastercard® to build credit, here's what you need to know before you submit your application. View More >
OpenSky Secured Visa Credit Card
One of the biggest barriers to building credit is not having a bank account. If you don’t have either, the OpenSky Secured Visa Credit Card from Capital Bank, N.A. can help you, and for a reasonable price. You won’t need any credit at all to get a card, and you won’t need a bank account either, although you may need to find some creative ways to pay the security deposit and your bill. View More >
Indigo® Platinum Mastercard
The Indigo Platinum Mastercard is an option “for those with less than perfect credit,” as the card's website states — but it may not be an ideal one. The card, issued by Utah-based Celtic Bank, comes in a variety of different colors and designs, but don't let that distract you from its potentially high fees. View More >
Applied Bank Secured Visa Gold Preferred Credit Card
Applied Bank guarantees approvals and doesn't run a credit check. There are several fees associated with this card, but the Secured Visa Gold Preferred card can still help those with damaged credit improve credit scores over time. View More >
Milestone Gold Mastercard
The Milestone Gold Mastercard from The Bank of Missouri is an unsecured credit card designed to help you build or rebuild your credit history. Depending on your credit situation and how you use the card, however, it could get expensive. View More >Related Suggestions
Balance Transfer Credit Cards For Earning Rewards (Discover)
Like many reward cards, the Discover it® Cash Back (Review) offers a solid balance transfer offer that can help you pay down your debt more quickly and for less overall.
Balance Transfer Credit Cards For Fair Credit
Most balance transfer cards are designed for good credit, or thereabouts, but you may find the Discover it® Cash Back (Review) to be accessible for people in the fair/average credit range.Keep in mind that credit approval decisions are based on more than just credit scores; income and other factors play a role, too. So you may have better chances of approval than you first think; or, if you have good scores, it’s still possible to be denied.
Balance Transfer Credit Cards For Long 0% Period (Citi)
This could be the right card if all you want is a long time to pay off some debt, although it does have a transfer fee. Compare this card to others without transfer fees, but with shorter promotional periods, to see which intro APR offer will end up saving you the most money over time.
Balance Transfer Credit Cards For Earning Rewards (Capital One)
Need to transfer a balance? And what about food: Do you eat it? If you said “yes” to both, you might like the Capital One® SavorOne® Cash Rewards Credit Card (Review).
