First Progress Platinum Select Mastercard® Secured Credit Card

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First Progress Platinum Select Mastercard® Secured Credit Card

First Progress offers three secured credit cards for people who are new to credit or rebuilding their credit. These cards have the same application requirements and similar features, but offer a choice between a lower annual fee or lower interest rate. The Platinum Select Mastercard® Secured Credit Card is the middle option.

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pros and cons

No minimum credit history or score requirement

Moderate interest rate

Reports to all three major credit bureaus

Annual fee and foreign transaction fee

Few cardholder benefits

Not available to residents of Arkansas, Iowa, New York or Wisconsin

Cost

Annual Fee

$39

Purchase APR

13.99% (V)

Foreign Transaction Fee

N/A

Cash Back

N/A

Credit Score

N/A

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Build or repair your credit.You can apply with no credit history and with no minimum credit score. As soon as you get your card and start spending responsibly, First Progress reports your activity to the three major credit agencies. By paying on time every month, you can potentially improve your cre
Full reviewThe First Progress Platinum Select Mastercard® Secured Credit Card is a fairly inexpensive option for people with limited credit who want a starter credit card with high approval odds or people looking to rebuild damaged credit. For the price of the First Progress Platinum Select Masterc