Discover It® Student Chrome
If you are on the go, the Discover it® Student chrome may be a better option for you. It will allow you to earn 2% cashback at gas stations and restaurants on up to $1,000 in combined purchases each quarter. No sign-ups or activation here. You simply shop and earn cashback. All other purchases will earn a 1% cash back automatically. View More >Discover it® Cash Back
As far as no annual fee cash back cards go, the Discover it® Cash Back ranks among the best. You’ll get 5% cash back in quarterly rotating categories, up to $1,500 spent per quarter (then 1%; activation required). And Discover will double that for your first year! There’s also a solid 0% introductory APR for purchases and balance transfers. View More >Related Suggestions
Balance Transfer Credit Cards For Fair Credit
Most balance transfer cards are designed for good credit, or thereabouts, but you may find the Discover it® Cash Back (Review) to be accessible for people in the fair/average credit range.Keep in mind that credit approval decisions are based on more than just credit scores; income and other factors play a role, too. So you may have better chances of approval than you first think; or, if you have good scores, it’s still possible to be denied.
Balance Transfer Credit Cards For Bad Credit
It's hard to get approved for a traditional balance transfer credit card with bad credit. But there are ways to get a lower interest rate if you're hoping to pay down credit card debt. You can look into secured credit cards that allow balance transfers, build positive credit habits to improve your score, or use payoff methods that don't require a transfer.You're smart to look into balance transfers as a way to get debt under control. Here are the options available to you.
Balance Transfer Credit Cards For Long 0% Period (Citi)
This could be the right card if all you want is a long time to pay off some debt, although it does have a transfer fee. Compare this card to others without transfer fees, but with shorter promotional periods, to see which intro APR offer will end up saving you the most money over time.
Balance Transfer Credit Cards For Earning Rewards (Capital One)
Need to transfer a balance? And what about food: Do you eat it? If you said “yes” to both, you might like the Capital One® SavorOne® Cash Rewards Credit Card (Review).