Capital One QuicksilverOne® Cash Rewards
The Capital One QuicksilverOne card is one of our top choices for consumers trying to bolster their credit scores, thanks to a generous rewards program that offers 1.5-percent cash back on every purchase and easily makes up for the card’s annual fee. View More >
Southwest Rapid Rewards Plus Credit Card
This card lets you earn Southwest Rapid Rewards points on your spending, with the lowest annual fee among Southwest credit cards. If your goal is earning Southwest points while forking out as little as possible in fees, this card should be on your list. View More >
Capital One® Venture® Rewards Credit Card
The world of points and miles is nothing if not complex, full of acronyms and abbreviations that can confuse even the most experienced users. That’s why a card like the Capital One® Venture® Rewards Credit Card can be a breath of fresh air for its simplicity if you use the purchase eraser feature and redeem your miles against the cost of most travel expenses charged to the card. On the other hand, if you enjoy the thrill of finding and booking a high-value premium-cabin award, the Venture Rewards card offers the ability to transfer your miles to 15 airline partners. With a 2:1.5 transfer ratio for 12 partners and a 2:1 ratio for the other three, you can think of the Venture Rewards card as earning 2% cashback or 1-1.5 airline miles per dollar, whichever gives you more value. View More >
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
Citi AAdvantage Platinum Select is the best American Airlines credit card for light-spenders. The AAdvantage Platinum Select card has one of the lowest annual fees among American Airlines credit cards ($99, starting the second year), and its initial bonus (50,000 miles) is among the best values. New cardholders need to spend at least $2,500 within three months of opening an account to qualify for the bonus. View More >
Chase Sapphire Preferred® Card
The Chase Sapphire Preferred offers an unusual amount of value for the price. A good pick for both frequent flyers and occasional travelers, the card not only has a solid rewards program and a mammoth sign-up bonus, but it also includes some of the most generous travel insurance benefits you’ll find for a card with an annual fee of less than $100. View More >
Citi Rewards+℠ Card
With the Citi Rewards+℠ Card, you can make the most of your everyday purchases by earning double ThankYou® Points at the supermarket and gas stations, for the first $6,000 per year and then 1 point on all other purchases. You can redeem for things like gift cards or for travel rewards. One of Citi's best rewards credit cards, the Citi Rewards+℠ Card gives you all this with a low introductory APR and no annual fee.* View More >Travel Credit Card >>
A travel rewards credit card may be worth it, depending on how frequently you travel, whether you can afford to charge the amount required on the card to qualify for rewards, and whether you can pay off the card balance on a monthly basis. Travel rewards cards typically benefit people who travel often for work or recreation and can afford to charge the high amounts on the credit card required to earn significant points or miles. You can also compare bonus incentives to determine whether travel rewards credit cards are worth it. Travel Rewards and the Monthly Balance The more money you charge on a travel rewards card, the more points or miles you get. If you are able to pay off your credit card balance monthly, the travel rewards you get might be worth it. Paying off your credit card guarantees that you do not accrue high interest and fees that compound when you carry a balance from month to month. Some consumers limit their spending to one credit card and pay it off as a monthly bill. Isolating spending makes it easier to rack up the amount needed to get significant points or miles. Travel rewards credit cards are also a good deal for business owners or employees who have company cards issued in their names, allowing them to charge expenses to a travel rewards credit card and have the business’ accounting department pay off the monthly balance. Travel Rewards Limitations Say you get a travel rewards credit card and plan to use it all year in order to rack up points for a vacation. Be aware that airlines and hotels may limit availability for cardholders wanting to redeem travel rewards. Peak days and seasons vary among travel brands, so a travel rewards card may not be worth it if you cannot use the rewards points or miles when you need them. On the other hand, a travel rewards card may be the best option for a person who travels frequently. People who fit this category fly and stay in hotels year-round and usually take advantage of slow travel days and seasons to get the most out of their rewards. Travel Rewards Bonuses Credit card issuers make travel rewards sound like they are free, but they are not. The amount of money you pay to get them especially rewards cards with initial bonus offers may determine if the card is worth the cost. One rewards card might offer 40,000 points for spending $3,000 in 90 days, for example, while another might offer the same amount of points for spending $1,000. The lower spending requirement might sound like a better deal, but higher fees and blackout periods could lower the card's value.
Citi Premier℠ Card
The Citi Premier℠ Card costs $95 a year starting the second year. For most, it’s the option that’s just right. Points give you lots of flexibility, as you can redeem them for a variety of travel rewards. And if you redeem them through the ThankYou® Travel Center, they’re worth 25% more. If you’re a frequent American Airlines flyer, you might like one of Citibank’s co-branded airline cards
Discover it® Balance Transfer
The Discover it® Balance Transfer card is an elite 0% interest credit card for people with good credit or better. It offers 0% for 18 months on balance transfers and 0% for 6 months on new purchases, followed by a regular APR of 13.49% - 24.49% (V), depending on creditworthiness. The balance transfer fee is 3% intro (5% after), but like all other Discover credit cards, Discover it® Balance Transfer has no annual fee and no foreign transaction fee.
