Full Review

Goody's credit card appears to be a typical store branded credit card from this chain of stores. In 2009, after getting bust, Stage Stores purchased Goody's, and this company is nowadays incorporated in Stage Stores. That is the reason why this credit card is actually identical to the Peebles credit card. But in short, we will disclose the pros and cons of this credit card.

First of all, we must point out that this credit card comes without an annual fee and with an astonishingly high APR – this is something normal among store branded credit cards. Even though we recommend you to have a credit score of at least 680, it is likely that you might be approved for this card even with a score of 620 or higher.

When it comes to the rewards of this credit card, you will receive 1 point for every $1 spent in Stage (Goody's) stores when using any form of payment (including cash). But whenever you use your store branded credit card, you will earn 2 points for every dollar. In the end, you can redeem 100 points towards $5 in dollar rewards, which actually leaves you with a 10% reward rate.

Even though the reward rate of this credit card is actually more generous than of the majority of store branded credit cards (Alaska Airlines card is, for example, an exception), there are certain limitations. One of the most important facts is that the rewards expire in 30 days. This actually means that the card – despite its generous rewards – would not be suitable for customers who visit Goody’s (Stage) stores rather rarely.

Same as the credit card from Peebles, this Goody’s card comes in two forms: Preferred and Platinum. You get a Preferred Goody's credit card automatically, and this will actually provide you with a larger number of bonuses. On the other hand, you can get a Platinum credit card from Goody's in case you manage to spend $750 with your store branded credit card in a year (read other bonuses on the page of the Peebles card).

Obviously, this credit card also comes with a variety of other bonuses. Depending on the type of your credit card, you will receive from $10 to $20 in dollar rewards on your birthday. One of the most important benefits of this credit card is free standard shipping, which you can enjoy throughout the year. Unlike the fullbeauty credit card, this card doesn’t have limitations on the time and the number of times of free shipping.

You will also receive $10 discount on your first purchase, as well as a 15% discount on your first day when you will get the card. That's a pretty solid bonus, and we don't recommend you to waste it. As to sum up, we can state that this credit card is a must have card for those people who regularly visit Goody's (Stage) stores. Otherwise, you will barely be able to take advantage of its bonuses.