Rewards:

 

Costs:

Annual fee

$95

Balance Transfers

Either $5 or 5% of the amount of each transfer, whichever is greater.

Cash Advances

Either $10 or 5% of the amount of each transaction, whichever is greater.

Penalty Fees

Late Payment   Up to $39.

Return Payment  Up to $39.

Return Check  None

Prime Rate

Variable APRs are based on the 3.25% Prime Rate as of 3/19/2020.

aWe add 12.74% to 19.74% to the Prime Rate to determine the Purchase/My Chase Loan/Balance Transfer APR. Maximum APR 29.99%.

bWe add 21.74% to the Prime Rate to determine the Cash Advance APR. Maximum APR 29.99%.

cMy Chase Plan Fee: The My Chase Plan Fee is calculated at the time each plan is created and is based on the amount of each purchase transaction selected to create the plan, the number of billing periods you choose to pay the balance in full, and other factors. The monthly and aggregate dollar amount of your My Chase Plan Fee will be disclosed during the activation of each My Chase Plan.

Balance Transfer APR

15.99% to 22.99%, based on your creditworthiness. These APRs will vary with the market based on the Prime Rate.a

 

details:

pricing details

MILITARY LENDING ACT NOTICE: Federal law provides important protections to members of the Armed Forces and their dependents relating to extensions of consumer credit. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. This rate must include, as applicable to the credit transaction or account: the costs associated with credit insurance premiums; fees for ancillary products sold in connection with the credit transaction; any application fee charged (other than certain application fees for specified credit transactions or accounts); and any participation fee charged (other than certain participation fees for a credit card account). To receive this information and a description of your payment obligation verbally, please call 1-800-235-9978.

Exceptional Travel Benefits

More ways to elevate your 

Hyatt experience.

Automatic elite status

Enjoy the benefits of World of Hyatt Discoverist status for as long as your World of Hyatt Credit Card is open.offer details reference link*

More ways to achieve higher status

You receive 5 qualifying night credits 

toward your next tier status every year.offer details reference link*

Plus, earn 2 additional qualifying night credits toward your next tier status every time you spend $5,000 on your card.offer details reference link*

The World Of Hyatt Credit Card

From good To exceptional ( Credit Recommended Good )

The World Of Hyatt Credit Card

Although Hyatt isn't as big as its competitors, the outstanding value delivered by The World Of Hyatt Credit Card makes it worth considering for anyone who spends a lot of time in hotels. Not a Hyatt customer? See our best hotel cards for other options.

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01

pros and cons

Earn 25,000 Bonus Points

after you spend $3,000 on purchases within the first 3 months of account opening.offer details reference link*

Plus, earn an additional 25,000 Bonus Points after you spend $6,000 total on purchases within the first 6 months of account opening.offer details reference link*

More free nights every year.

1 free night every year

Receive one free night at any Category 1-4 Hyatt hotel or resort every year after your cardmember anniversary.offer details reference link*

1 additional free night

Earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.offer details reference link*

The product is not available to either (i) current Cardmembers of any Hyatt Credit Card, or (ii) previous Cardmembers of any Hyatt Credit Card who received a new Cardmember bonus within the last 24 months.

Cost

Annual Fee

$95

Purchase APR

None

Foreign Transaction Fee

Cash Back

None

Credit Score

Good

Long Hotel Stays

Frequent travelers have had a long-lasting love affair with the Citi Prestige® Card (Review). This card offer is unique for its fourth night free on hotel stays of four nights or more, a valuable perk that could help you save hundreds or even thousands of dollars per year, if you stay at high-end properties. The Prestige used to be a powerhouse because you could use that benefit as often as you wanted, but now it’s capped at two uses per year. This new limitation is a bit of a downer, but most people shouldn’t mind too much because Citi stated that the average cardholder didn’t use that perk more than twice per year anyway.

Sponsored Links

Related Credit Card/Article

Frequent travelers have had a long-lasting love affair with the Citi Prestige® Card (Review). This card offer is unique for its fourth night free on hotel stays of four nights or more, a valuable perk that could help you save hundreds or even thousands of dollars per year, if you stay at high-end properties. The Prestige used to be a powerhouse because you could use that benefit as often as you wanted, but now it’s capped at two uses per year. This new limitation is a bit of a downer, but most people shouldn’t mind too much because Citi stated that the average cardholder didn’t use that perk more than twice per year anyway.
Citi Prestlge® Card
The Hilton Honors Surpass Card from American Express offers the chance for avid travelers and frequent Hilton customers to get more out of their stays. Cardholders get a generous number of points back on Hilton purchases plus automatic Gold status, with a number of other benefits, all for a $95 annual fee.
Hilton Honors American Express Surpass® Card