Rewards

Welcome Offer

$150 after spending $1,000 in the first 3 months

Cash Back

2% at US gas stations and select US department stores, 3% at US supermarkets on up to $6,000 per year, then 1% after that and on all other purchases


Costs

Purchase APR

0% intro for the first 15 months (then 14.49% to 25.49% variable)

Annual Fee

$0

Balance transfer APR

0% intro for the first 15 months (then 14.49% to 25.49% variable)

Balance transfer fee

$5 or 3% of the transaction, whichever is greater

Cash advance rate

26.74% variable

Cash advance fee

$10 or 5% of the cash advance amount, whichever is greater

Foreign transaction fee

2.7% of the transaction value


Application

Apply for the Blue Cash Everyday® Card if you’re at least 18 years old and a US citizen.

Go to the American Express website

When you fill out your application form, you’ll need to provide:


Payment

Online Bill Payment

Register an account at the American Express website to pay your balance online. You can also enroll in autopay.


Customer Service

1-800-528-4800

Blue Cash Everyday® Card

From good To exceptional ( Credit Recommended 680-850 )

Blue Cash Everyday® Card

Most balance transfer credit cards aren’t geared for much more than balance transfers. With this card from American Express, you may be able to get everyday value with responsible use, even after you pay off your balance transfer.

Read More

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pros and cons

Annual fee: None.

Intro APR: 0% intro APR on purchases and balance transfers for the first 15 months.

Cash back: Up to 3%.

Limited time for balance transfers.

To take advantage of the intro APR for balance transfers, you need to make transfers within the first 60 days after you open your account.

Not as widely accepted overseas.

Foreign transaction fees.

Cost

Annual Fee

$0

Purchase APR

14.49%-25.49% (V)

Foreign Transaction Fee

2.7%

Cash Back

1%-3%

Credit Score

680-850

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