Lowe’s Advantage Card
If you're a Lowe's loyalist, the Lowe's Advantage Card can make a lot of sense. Unlike store cards that give you rewards points that have value only if you return to the store and spend more money, this $0-annual-fee card gives you a flat 5% discount on almost everything at Lowe's. The card also offers deferred-interest financing for larger purchases — but if you take advantage of it, you need to be careful, or you could be in for a nasty surprise.
pros and cons
No annual fee
No foreign transaction fee
Annual fee
High APR
Cost
Annual Fee
$0
Purchase APR
26.99% (V)
Foreign Transaction Fee
$0
Cash Back
None
Credit Score
690-850