Rewards


Costs

Regular APR

24.65% (V)

Annual Fee

$0

Foreign Transaction Fee

N/A


Application

You can apply for the card online via the official website. Once the bank receives your application, you should expect a decision via mail within 7-10 business days after the application was submitted.


Payment

In-Person

While you’re there, head over to the Guest Services desk and have your billing statement or Target REDcard credit card ready so the attendant can look up your account number. The employee can use the account number to accept your Target bill payment and apply it to your account.

By Mail

Target REDcard credit cardholders receive a monthly paper statement in the mail. Customers can tear off the stub at the bottom and send it in with their Target payment using the provided envelope. 

By Phone

Call the Target REDcard customer service team at 800-424-6888. Follow the automated prompts or ask to speak with a Target guest services representative. Your payment will post to your account within two business days.


Customer Services

Mail

Target Card Services
P.O. Box 660170
Dallas, TX 75266-0170

Phone

1-800-424-6888

Target® RedCard

From fair To exceptional ( Credit Recommended 640-850 )

Target® RedCard

The Target REDcard is a must-have for Target regulars and one of the best store credit cards on the market. Its generous rewards will save you a bundle on every Target purchase. There are no fees to worry about. And it’s available to everyone but folks with bad credit or very little credit experience.

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pros and cons

No annual fee.

30 extra days for return when shopping at Target.

Free shipping from Target.com.

5% off sale on most purchases at Target.

High regular APR.

No cash back.

No rewards when using cards elsewhere.

Cost

Annual Fee

$0

Purchase APR

24.65% (V)

Foreign Transaction Fee

N/A

Cash Back

5%

Credit Score

640-850

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