Regular APR


Annual Fee


Foreign Transaction Fee



You must meet Citi bank's credit qualification criteria for this card, which includes their review of your income and your debt. If approved, your security deposit must be equal to your credit limit. You must not have any bankruptcy history within the last two years.



With Citibank Online Credit Card payment option you can set up a standing instruction to pay either a minimum amount due or total amount due.

Citi Mobile

It's the most convenient payment option to pay Citibank Credit Card from your Citibank Account. Its simple to pay for using your mobile. "Just visit to pay your Credit Card bill using your mobile.

Customer Service


03-2383 0000 (KL)

04-296 0000 (Penang)

07-268 0000 (JB)

1800-82-1010 (Sabah & Sarawak)



Citibank Berhad, Customer Service Center,
No 165 Jalan Ampang,
PO Box 11725, Kuala Lumpur.

Citi® Secured Mastercard

From very_poor To exceptional ( Credit Recommended 300-850 )

Citi® Secured Mastercard

The Citi Secured Mastercard is one of the best secured cards on the market, largely because it does not charge an annual fee. Only a handful of other credit cards enable you to rebuild your credit as inexpensively.

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pros and cons

Low minimum deposit.

No annual fee.

High regular APR.

High foreign transaction fee.

No rewards.


Annual Fee


Purchase APR


Foreign Transaction Fee


Cash Back


Credit Score


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Related Credit Card/Article

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Merrick Bank, for those of you who aren’t familiar with the institution, is an online lender headquartered in Utah that specializes in credit cards and boat/RV financing. That’s interesting enough, but the Merrick Bank Secured Visa Card doesn’t offer much to hold your attention. Don’t get us wrong; it’s not a bad card. It’s just a no-frills, moderately priced option with competitors that are both cheaper and more exciting.
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