Paypal Credit Card
PayPal is best known for being one of the first platforms for sending and receiving money via its own app. However, in addition to enabling payments, it also has credit card for consumers to use.PayPal Credit is an unsecured line of credit that you apply for and can use online anywhere PayPal is accepted.It provides cash back and a simple rewards .There’s no annual fee.You can redeem cash back directly to your PayPal balance or bank account.
pros and cons
Points can be easily redeemed into a PayPal or bank account, with other redemption options as well.
There’s no annual fee.
There’s no welcome bonus, like you can get with many other rewards credit cards.
Issued by Synchrony Bank, which is notorious for cardholder complaints
Cost
Annual Fee
$0
Purchase APR
none or 2.5%
Foreign Transaction Fee
None for PayPal Cash card，3% for PayPal Prepaid Mastercard
Cash Back
2%
Credit Score
700
No Annual Fee Credit Cards For Long 0% Balance Transfer APR
If you need a card with a long 0% intro APR for purchases, it will be hard to beat the U.S. Bank Visa® Platinum Card.
Rotating Bonus Categories
A typical rotating bonus category earns 5%, while other cards are limited to earning 2% or 3% cash back, says Daniel Gillaspia, travel and rewards expert and founder of the travel rewards blog UponArriving. Category choices are gas, online shopping, dining, travel, drugstores, or home improvement/furnishings.
Food (Restaurants and Groceries)
The Bank of America® Cash Rewards Credit Card (Review) is one of the most flexible cash back cards around, with a 3% bonus category you can change every month. Dining is one of your choices, along with quite a few other useful options, and you’ll always get grocery stores for one of your smaller categories.
No Annual Fee Credit Cards For Bad Credit
Secured cards are designed for people with bad, limited, or no credit, so they usually come with pretty unfavorable terms. But the Discover it Secured is different, and even provides a decent rewards program. Not only that, your cash back is doubled for the first year! That’s even better than some reward credit cards.
No Annual Fee Credit Cards For Travel Rewards
No-annual-fee travel credit cards offer rewards for no yearly cost of card ownership. This can be appealing to frugal or infrequent travelers. Keep in mind, however, that these cards lack the richer rewards and perks of cards that do charge annual fees. For some travelers, paying an annual fee is worth it thanks to those incentives, which can include things like travel credits, bonus rewards, airport lounge access, free checked bags, priority boarding, hotel status and more.
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