Regular APR

18.49%–25.24% Variable

Late Fee

Up to $35

Returned Payment Fee

Up to $35

Additional Cards Annual Fee


Foreign Transaction Fee


Cash Advance APR

27.24% Variable

Cash Advance Fee

5%, $10 minimum


Who Can Join Navy Federal

To become a member, you or one of your family or household members must have ties to the armed forces, DoD or National Guard.

Apply by phone

Using the online application, you can apply for membership in about 10 minutes. You can even sign your children up for membership through our minor membership application. Give a call at 1-888-842-6328 or visit a branch to apply in person.


Online Banking

If you're connected to the internet, you're connected to Navy Federal. No matter where you are, our free, fast and secure 24-hour, worldwide online banking service lets you transfer funds, pay bills, order checks, view up to 36 months of statements and make payments. You can even apply for loans, open new accounts, enroll in direct deposit and more.

Mobile® app

Manage your accounts anytime, anywhere with our mobile app, an all-in-one personal finance tool for Apple®, Android™ and Kindle Fire™ devices.

Customer Service

mobile app

Manage your accounts anytime, anywhere with our mobile app, an all-in-one personal finance tool for Apple®, Android™ and Kindle Fire™ devices.

Phone number

Call Chase at 1-800-283-1211

Mobile Web

Easily access and manage your accounts on any mobile device through our secure mobile website.

AARP® Credit Card From Chase

From good To exceptional ( Credit Recommended 690-850 )

AARP® Credit Card From Chase

You might know that AARP stands for the American Association of Retired Persons, but you probably don’t realize the AARP Rewards Credit Card stands to help qualified applicants of any age save money on everyday expenses. More specifically, the AARP Rewards Card is available to anyone with good credit or better, regardless of AARP membership (which costs $16 per year). And it offers 3% back at gas stations and restaurants plus a 1% base earning rate to supplement the $100+ initial bonus that you’ll receive for spending at least $500 within three months of account opening. That’s a pretty good deal, especially when you consider that the total package would net the average person roughly $1,100 over the first two years of use.

Read More


pros and cons

No annual fee

Earned cash back without restrictions or blackout dates

3% foreign transaction fees


Annual Fee


Purchase APR

18.49%–25.24% (V)

Foreign Transaction Fee


Cash Back


Credit Score


Sponsored Links

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