Rewards
Welcome Offer
$200 after spending $1,000 in the first 90 days
Cash Back
3% cashback on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 each quarter combined, then 1% after that and on everything else.
Costs
Regular APR
$0 for the first 15 statement closing dates (then 15.49% to 25.49% variable)
Annual Fee
$0
Cash advance rate
18.49% to 26.49% variable
Foreign transaction fees
3% of the transaction value
Application
Apply for the Bank of America® Cash Rewards credit card if you’re at least 18 years old and a US citizen.
Go to the Citi website.
Find the Bank of America® Cash Rewards credit card from the list of cards and click Apply now.
Complete the application form with your personal and financial information.
Review your application and submit it.
When you fill out your application form, you’ll need to provide:
Your name, residential status and address
Your Social Security number and date of birth
Your email address and phone number
Financial information like your annual income, source of income and employment information
Payment
Online Bill Payment
Call 800.236.6497 to learn more.
On your mobile device
Sign in to the Mobile Banking app and select your credit card account, then select the Make a payment button.
By phone
Call 800.236.6497. There is no fee to make a payment by phone.
By mail
Pay your credit card bill by mail using the following mailing addresses:
Consumer card payments (standard delivery)
PO Box 15019
Wilmington, DE 19850-5019
Consumer card payments (overnight delivery)
Bank of America
Attn: Payment Processing
DE5-023-03-02
900 Samoset Drive
Newark, DE 19713
Customer Service
Phone
800.732.9194
Mail address
(Questions about card types)
Bank of America
PO Box 53132
Phoenix, AZ 85027-3132
