Full Review

5% back on all purchases. The Guitar Center Credit Card is what's known as a store card, meaning you can only use it to make in-store and online Guitar Center purchases. But it's definitely worthwhile for such spending, as each $1 charged to the card yields 5 rewards points, and every 1,000 points you rack up can be redeemed for $10 in store credit. In other words, you’ll get $10 in store credit for every $200 spent with the the Guitar Center Card, or 5% "cash" back. 

No initial bonus. This is one of the main things preventing the Guitar Center Gear Card (as it's also known) from being one of the best store cards on the market. The best offers give you at least 15% off a purchase made the day of account opening, in addition to lucrative ongoing rewards. That means the Guitar Center Card is much better for Guitar Center regulars than people planning a single purchase – a new instrument, for instance.

Rewards certificates expire. Each month, you will receive a $10 rewards certificate for every $200 in purchases made that billing period. You'll have to use those certificates fairly quickly, though, as they expire after 90 days. This is just another reason why you have to be a Guitar Center regular to truly benefit from the Guitar Center Credit Card.

Pass if you can't pay in full. The Guitar Center Credit Card is not the answer for financing. For starters, it's a bad choice for paying off big-ticket purchases over time because its offer of 0% interest for 6 - 48 months, depending on what you buy and how much it costs, is ruined by a dangerous feature called deferred interest. This feature allows interest to retroactively apply to your entire original purchase amount – like the 0% rate was never there – if you pay your monthly bill a day late or have an unpaid balance of even $1 when the card’s regular rate takes effect. And that regular rate dwarfs even the average APR for store credit cards: 24.06%. With that in mind, anyone who can’t pay their bill in full every month is better off with a general-purpose 0% credit card than the Guitar Center Gear Card.


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Guitar Center Gear Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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How to Apply For Guitar Center Gear Card
OnlineVisit the Guitar Center Gear Card website.Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.Check the information is accurate and submit your application.

The Rewards of Guitar Center Gear Card
RewardsEarn 5 points for each $1 spent on in-store or online purchases made with your card.Receive $10 in rewards with your statement for every 1,000 points earned, up to a maximum of $100 per certificate.Use your certificates within 90 days to get the gear you want.

Guitar Center Gear Card
Guitar Center Gear Card is a store credit card issued by Synchrony Bank. If you're wondering whether Guitar Center Gear Card is the right card for you, read on. This is everything you need to know to make a good choice.
Guitar Center Gear Card

How to Get the Most Out of Guitar Center Gear Card
Spent on in-store or online purchasesUse your certificates within 90 days to get the gear you want

Guitar Center Gear Card Payment
OnlineSearch the official websiteLog in your accountMake a payment online