Full Review

You've got two options (sort of). There are two Banana Republic Credit Cards: The Banana Republic Visa Card and the Banana Republic Store Card. But it's not a take-your-pick type of situation. There's one application, and the card you ultimately get depends on your credit standing. People with good or excellent credit typically get approved for the Visa, while folks with fair credit are more likely to get the store card.

Solid rewards for the whole family. By "whole family," we mean Banana Republic, Old Navy, Gap and Athleta. Either Banana Republic credit card will give you 5 points per $1 spent at all of those stores, equal to 5% cash back. Most retailer-affiliated cards only offer bonus earning rates for a single brand. And that's largely why you shouldn’t care whether you get the Banana Republic Visa or the Banana Republic Store Card. The only extra thing the Visa gives you is the ability to make purchases anywhere Visa is accepted and earn 1 point per $1 spent in the process. But you can find a far more rewarding card for purchases made outside the Banana Republic family.

Costly to carry a balance. Both Banana Republic Credit Cards have an APR, which is well above the rates charged by the average credit cards for both good (19.28%) and fair (23.43%),  And neither Banana Republic card offers 0% intro rates. Needless to say, they aren't the right plastic for carrying a balance from month to month, so make sure to always pay in full.

No annual fee is standard, but still nice. Most retailer-affiliated credit cards don’t charge annual fees, so this is unlikely to help you decide between such offers. But the fact that neither the Banana Republic Visa Credit Card nor the Banana Republic Store Card charges an annual fee does save you about $19.49 per year, compared to the average credit card.


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Banana Republic Credit Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Banana Republic Credit Card Payment
You can make a Banana Republic credit card payment online or from the MySynchrony mobile app. Simply log in, click the Make Payment button and follow the instructions.You can also pay your Banana Republic credit card bill by phone, but be aware that Synchrony may charge you a fee for making a phone

Banana Republic Credit Card
The Banana Republic Card, issued by Synchrony Bank, might have you dressing sharp, but the rewards program is high maintenance. If you’re a diehard Banana Republic shopper willing to deal with the details, however, it could be worth carrying.
Banana Republic Credit Card

How to Get the Most Out of Banana Republic Credit Card
If you opt for this card, make sure to use it for any purchases within the Gap family of stores, and pay off the balance in full each month to avoid the high interest rate.That said, you may be better off with a general cash-back card if you have good credit. There are plenty of cards that offer up

How to Apply For Banana Republic Credit Card
OnlineSearch for the official websiteFollow the requirement and entry the needed messages.

The Rewards of Banana Republic Credit Card

RewardsSave 20% on your first online purchase at BananaRepublic.com or BananaRepublicFactory.com with your card.Earn 5 points for every $1 spent at Old Navy, Gap, Banana Republic, Athleta and Hill City; Earn 1 point for every $1 spent everywhere Visa® credit cards are accepted.Receive $5 Reward Car