Details of Pros

A modest rebate for everyday drivers: You won’t be buying any big vacations or funding shopping sprees with the rewards you get from this card. But if you typically buy between 50 and 74.99 gallons worth of gas each month, you could earn up to $36 back per year. That’s more than you’d earn if you used a general cash-back card that offered just 1% back.   

A stronger rebate for heavy commuters and road trippers: If you drive a large car, take frequent trips out of town, or drive so far to work that you spend a good portion of your day on the freeway, you could get even more value from the Valero card. For example, if you regularly buy 75 gallons' worth of gas each month, you could earn $72 back by the end of the year. Assuming gas is around $2 per gallon, that’s almost $20 better than what you’d earn if you used a general cash-back card that offers 3% back on gas. 

Available to consumers who are building their credit: If your credit history is thin or you don't have good to excellent credit, your odds of getting approved for the Valero card may also be higher than if you set your sights on a gas card from a major bank. Most everyday rewards cards with gas bonuses cater to cardholders with good to excellent credit. Private label credit cards, by contrast, can be easier to get.

Details of Cons

High interest rate: Like many private label credit cards, the interest rate on the Valero card is high, making it a bad card for carrying a balance. Some private label gas cards charge even higher rates. However, that doesn't excuse the Valero card: If a card charges well above 20%, it's extremely expensive to carry a balance on. 

Can't be used anywhere other than affiliated gas stations: Since it's a private label card, you can only use this card at Valero gas stations and affiliated stations, such as Shamrock, Diamond Shamrock, or Beacon.That can be a big drawback if your wallet is getting heavy and you're trying to rely on fewer cards. With a general rewards card, by contrast, you can use it almost anywhere and earn bonuses on a variety of purchases. 


Valero Credit Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Valero calculates the amount you earn based on the number of gallons you purchase, rather than the amount of money you spend. So, to get the maximum possible value out of your card, continue to seek out the cheapest gas you can find from Valero-affiliated stations. A gas app, such as GasBuddy, can h
If you regularly fill your car’s fuel tank with 50 to 75 gallons or more of gas each month and can’t qualify for an everyday rewards card that lets you earn more gas rewards, the Valero credit card could be a decent alternative. This private label “credit builder” card offers a large enough rebate on gas purchases to significantly trim your annual expenses—especially if you drive a gas guzzler or spend a lot of time on the road.
Valero Credit Card
The minimum payment is to be paid by the due date specified on your monthly billing statement. There are five ways to make payments on your Valero Credit card. Choose the one that’s best for you:Pay by phone by calling 1-800-333-3560 and using our automated response system (no fee applied).Pay by
OnlineVisit the Valero Card application homepage at www.valero.comClick on "Apply Here"Provide your Personal information like; First Name, Middle name, Last name, Suffix, Date of Birth, Social Security Number, Primary Phone number, alternate phone number, email address, Total Annual Income
RewardsEarn 4¢ per gallon if you make purchases of 50.0 gallons or more, up to 74.9 gallons and 8¢ per gallon if you make purchases of 75 gallons or more, up to 110 gallons, during any billing cycle of the Program.