Full Review

The PenFed Gold Visa® Card is a $0 annual fee credit card for people with excellent credit scores (750+). Aside from its $0 membership fee, the PenFed Gold Visa Card's best features are its $100 initial bonus and its promotional APR of 0% for 12 months on balance transfers. Neither feature is free, however. The PenFed Gold Visa balance transfer fee is 3%, and you have to spend $1,500 within 90 days of opening an account to get the initial bonus.

The PenFed Gold Card leaves a lot to be desired, too. For one thing, it does not offer ongoing rewards for each purchase you make. The initial bonus is all you'll get, rewards-wise. The PenFed Gold Card's regular APR could also end up being anywhere from very low to above-average for a credit card that requires excellent credit for approval. It all depends on your overall creditworthiness, which largely means your credit history and ability to pay. There's never a 0% APR for new purchases, however.

Below, you can find more information to help you decide whether or not it's a good idea to apply for the PenFed Gold Visa Card.

The PenFed Gold Visa does have low interest rates compared to most credit card offers, but that doesn’t change the fact that it’s best not to pay any interest charges on your credit card if you can avoid it. For example, even though the PenFed Gold Card is one of the best credit cards for cash advances, it’s still in your wallet's best interest not to do that type of transaction except in emergency situations.

Finally, it's worth noting that if you don't qualify for PenFed membership for free, as a result of working for the military or certain government agencies, there are other ways to become a member.


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PenFed Gold Visa Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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If you're not a member of the military and you don’t have a checking account with PenFed, open an Access America checking account to qualify for the Honors Advantage Program and maximize your cash back. (Just make sure you have a daily balance or monthly direct deposit of at least $500, or you

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PenFed Credit Card Payment
Onlinesearch the official websiteLog in your accountmake a payment online

How to Get the Most Out of PenFed Gold Visa Card
If you want to take advantage of the promotional balance transfer APR offer but avoid paying interest on new purchases, don't use your card until you've paid off your transferred debt balance. Otherwise, finance charges from any new use will erase some of your savings from the balance transf

PenFed Gold Visa Card
If you carry a balance from month to month, the PenFed Gold Visa Card may be one of your best options. This card’s low interest rate could help you pay down lingering balances faster (and more affordably) than other credit cards. You’ll need to be a member of PenFed Credit Union in order to qualify, but anyone can now join, even if they’re not part of the military—its core constituency.
PenFed Gold Visa Card

The Rewards of PenFed Power Cash Rewards VISA Signature Card
Rewards$100 statement credit after spending $1,500 in purchase transactions within the first 90 days of account opening1.5% unlimited cash back on all purchasesFlexible cash redemption options (Power Cash statement credit or cash-out to a checking or savings account)No caps, limits or category restr

How to Apply For PenFed Credit Card
To apply for a loan or credit card, simply choose your product of choice from the Products menu button at the top of your screen, and then click "Get Started" to launch into your loan application.If you are already a member and have registered for PenFed Online, you can also submit your ap