Full Review

10% discount for the first purchase. You will get 10% off the first purchase that you make at a Saks store location with the Saks Fifth Avenue Credit Card, also referred to as the SaksFirst Card. That’s not the biggest initial discount available from a store card, but it has the potential to save you just as much money as any other offer in absolute terms given the relatively high prices at Saks.

Lucrative, somewhat-complicated rewards. You will earn at least 2 points for every $1 that you charge to the Saks Credit Card, which works out to 2% “cash” back, considering that 2,500 points gets you a $25 Saks gift card. Now, here’s where things aren’t so straightforward. That 2% earning rate applies to your first $4,999 in purchases each year. If you cross that threshold, you’ll then get 8% back on your next $5,000 in purchases for the year, followed by 12% back on subsequent spending before year-end. Yet at least 2% back from dozens of rewards cards, and the average cash back credit card offers 1.07% across all purchases, according to WalletHub data. So it’s clear the Saks Fifth Card is a decent option for infrequent shoppers that gets better and better the more you spend.

No annual fee, but a high APR. The Saks Credit Card is like the vast majority of store cards in the sense that it does not charge an annual fee. It’s also $19.76 per year cheaper than the average credit card, market-wide, according to WalletHub’s latest Credit Card Landscape Report. That’s the good news. The bad news the Saks Card’s regular APR is higher than the averages for store cards (23.93%) and credit cards for people with fair credit (22.84%) – the minimum credit standing required for approval. That means you should only get the Saks Store Card if you plan to always pay your monthly bill in full.

Available to shoppers with fair credit. The Saks Fifth Avenue Credit Card is generally available to people with fair credit or better. That means most people can get it. But you should still check your credit score for free on WalletHub before applying to confirm that you’re likely to be accepted.


Saks Fifth Avenue Store Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Saks Fifth Avenue SaksFirst Store Card is a store credit card issued by Capital One. If you're wondering whether Saks Fifth Avenue SaksFirst Store Card is the right card for you, read on. This is everything you need to know to make a good choice.
Saks Fifth Avenue Credit Card
RewardsUnlock access to the Beauty Rewards program, featuring deluxe samples and hand-picked goodies, all starting when you spend $500 in Beauty on your Credit Card.3 points per dollar on your purchases at spas and salons.2 points per dollar on dining, gas, and groceries.1 point per dollar on all ot
Keep an eye out for advance access: You’ll get advanced knowledge of merchandise before non-members, giving you a shot at getting there first.Pounce on sales: You’ll be notified of designer sales before they happen, so you’ll have extra time to capitalize on savings.Spend enough to reach the h
To apply for the card, you'll have to visit a Saks store in person, or request an upgrade once you've been approved for the store-only version.For each card, the issuer (Capital One) will judge your creditworthiness, based on your financial standing and other factors, and you should hear bac