Full Review

Solid rewards. The Capital One Union Plus Credit Card offers a competitive 1.5% Cash Back on all purchases. That's in the ballpark of what the best cash back credit cards will give you, but most of those offers either have an initial bonus or a slightly higher ongoing earning rate.

Union pride and hardship grants. You shouldn't put too much stock in the Union Plus Credit Card's branding, considering that other credit cards allow you to customize your card's image. But the most interesting part of the Union Plus Credit Card is the fact that you will become eligible for $300 to $2,700 in "hardship" grants if your account is in good standing after three months. You can learn more about these grants and their eligibility requirements here.

No annual fee. The best cash back credit cards don't charge annual fees. So in that sense, the Union Plus MasterCard is in the conversation. This also makes it easier to justify keeping the card open just for the hardship grants.

Above-average interest. The average credit cards for people with good and excellent credit charge 19.24% and 12.99%, respectively, according to WalletHub research. So you're bound to overpay if you carry a balance from month to month on this card.

Plenty of other options. If you have the good or excellent credit needed to qualify for the Union Plus Credit Card, you're also likely to get approved for some of the market's best rewards credit cards. That's important to keep in mind even if you do apply for the Union Plus Card, especially if you want it mainly for the protection provided by its hardship grants. If you don't know where you stand, you can check your credit score for free on WalletHub.


Union Plus Credit Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Related Credit Card/Article

Boost your credit scoreDon't carry a balanceDon't pay an annual fee
OnlineSearch for the official websiteFollow the requirement and entry the needed messages.By PhoneApply over phone by calling 1-800-522-4000Questions about Application Status 1-877-277-0948
You can make a Union Plus Credit Card payment online, by mail, through the Capital One mobile app, or by phone. OnlinePaying online or with the app is the easiest way to do it. Simply log in on the Capital One mobile app or the Union Plus Capital One portal here, and find the payments section.
RewardsEarn 1.5% cash back on all purchases with no limit to the amount you can earn.Get rebates and discounts on AT&T, Teleflora, Union Plus Motor Club and Car Rentals.
The Union Plus Primary Access from Capital One Card is an unsecured credit builder credit card that rewards AFL-CIO union members for their responsible use of credit. Cardholders receive a credit limit increase after making their first five monthly payments on-time.
Union Plus Credit Card