Full Review

Only one option left. There used to be two Overstock.com credit cards: this Overstock.com Store Card and the Overstock Mastercard. The Overstock Mastercard has been discontinued and only the store card is available right now. You only need fair credit to get approved for the store card, whereas the Mastercard used to require at least good credit. The Mastercard also figured to be far more rewarding on an ongoing basis, and unless you plannned to spend more than $400 on your first purchase, it wuld have been more rewarding up front, too. You can compare the two Overstock cards here.

Decent initial discount. This Overstock credit card gives you $30 Back in Rewards on your first Overstock.com order of $300 and above without financing. That’s not the biggest first-purchase bonus available from a store credit card, but it’s definitely not terrible, either. 

Special offers instead of regular rewards. The Overstock Mastercard gives you cash back on every purchase, but the store-only Overstock credit card offers nothing more than “Special Promotions Just for Card Members.” Little in the way of specifics is provided, unfortunately, so it’s best not to put too much stock into this part of the offer.

Dangerous financing. This Overstock credit card offers an introductory rate of 0% on new purchases for 6 - 60 months, depending on the cost of what you buy. Don’t use it. This offer includes a feature called deferred interest, which means the card’s high regular APR will retroactively apply to your entire original purchase amount – like the intro rate never existed – if you’re late with a monthly bill payment or you don’t repay your full balance by the end of the intro period. As a result, it’s best to use a 0% credit card that’s not affiliated with a particular retailer for any big-ticket purchases you may be planning. And since the Overstock Card has a regular APR well above the store-card average of 23.93% – you should always pay its monthly bill in full.

No annual fee. The Overstock Card’s lack of an annual fee is nice, saving you about $19.76 per year relative to the average credit card. But this particular feature won’t help you choose between your favorite retailers’ cards, as hardly any store credit cards have annual fees.


Overstock Store Credit Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Related Credit Card/Article

This Overstock credit card gives you $30 Back in Rewards on your first Overstock.com order of $300 and above without financing. That’s not the biggest first-purchase bonus available from a store credit card, but it’s definitely not terrible, either.Special offers instead of regular rewards. The
OnlineYou can log on to your Overstock credit card account online. There is not a mobile app, but you can access the website from a mobile device.From here, you can access your monthly bills and enroll to receive paperless statements. You can log on to your online account in order to make payments v
The Overstock Store Credit Card is a good option for those people who frequently shop at Overstock.com and are looking to receive rewards for their spending. This card doesn’t have an annual fee, allows you to get free interest (for a set time period) on your spending, and comes with some cardholder rewards.
Overstock Store Credit Card
This Overstock credit card gives you $30 Back in Rewards on your first Overstock.com order of $300 and above without financing. That’s not the biggest first-purchase bonus available from a store credit card, but it’s definitely not terrible, either.Special offers instead of regular rewards. The
OnlineApplying for the Overstock Store card is simple; just head over to the Overstock website.If you want to potentially avoid a hard credit inquiry, you can also try the “shopping cart trick.” This means that a credit card offer from Comenity Bank may pop up with an incentive to apply as you a