To get the most value out of this card, you'll need to be smart about how you use it. If you choose one of the deferred interest offers, be sure to pay off the entire balance before the promotional period is over. If not, you'll pay interest charges dating all the way back to your purchase date, which could be hundreds of dollars.

Because of this risk, it may be smarter to use a general-purpose credit card with a 0% APR deal. Some let you pay no interest on purchases for as long as 20 months, and they only charge interest from the time that the deal ends or when you make a late payment.

If you do choose this card, another opportunity for value lies in the card's $50 birthday discount. To use the discount, you need to make at least one purchase with the card in the 12 months leading up to the month before your birthday month. So if you're planning on making a couple of jewelry purchases, you may want to time them so that you've done one in that time period, and wait for the other one until your birthday arrives and you've qualified for the discount. 


How to Get the Most Out of Zales Diamond Card

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Related Credit Card/Article

If you don't have this credit card yet, you can submit an application online. But before doing so, make sure that you match the following criteria:18 years old or more/Being a U.S. citizen/Have a credit score of at least 660.If all that is in place, then you can try submitting an application onl
Details of Pros0% deferred APR deals: This card does offer 0% interest on six, 12, and 18 month promotional credit plans.1 These offers are common among jewelry store credit cards, but Zales has the advantage in that it doesn’t require a down payment like some competitors do.  Low
The Zales Diamond Card, which is issued by Comenity Bank, is a standard store credit card good for purchases in Zales stores or online at Zales.com. If your goal is purchasing diamonds and other jewelry with special, in-house financing offers, getting this card may make sense. Just be aware of interest rate “gotchas” and fine print.
Zales Diamond Card
Actually, there are three different ways to pay your credit card from Zales. In this section of our Zales credit card review, we will disclose how you can pay your credit card.OnlineThe first way to pay your credit card from Zales is to do so online. You can do so via the online banking of Comenity,
The Diamond Card is aimed squarely at customers of Zales who want to score special financing at the time they're buying jewelry from Zales. The finance offers may be attractive, especially if you don't have another way to finance your purchases. But the deals feature deferred interest, which