Rewards

No Annual Fee.

The Citi Rewards+ Student Card is $19.5 per year cheaper than the average credit card. Student credit cards hardly ever charge annual fees, though.

Small Initial Bonus.

Charge at least $500 to the Citi student rewards card within three months of opening an account, and you’ll get 2,500 points. That’s worth $25. The average card's initial bonus is 22318 points/miles.

Nice Round-up & Rebate Deals

Citi Rewards+ for Students rounds up the points you earn on each purchase to the next multiple of 10. It also returns 10% of the first 100,000 points that you redeem each year.


Cost

Annual Fee

$0

Purchase Intro APR

0% for 7 months

Transfer Intro APR

Not Offered

Regular APR

15.99% - 25.99% (V)


Application

You must be 18 years of age or older, have a valid SSN, and be a college or graduate student.


Payment

You can pay your bill through Citibank Online or Citi Mobile.


Customer Service

Phone

(800) 950-5114

Citi Rewards+℠ Student Card

From good To exceptional ( Credit Recommended 700-850 )

Citi Rewards+℠ Student Card

The Citi Rewards+℠ Student Card has a $0 annual fee and decent rewards, including an initial bonus of 2,500 points for spending $500 within three months of opening an account and ongoing earning rates of 1 - 2 points / $1. But there’s also a glaring problem with this offer: The Citi Rewards+ Student Card requires at least good credit for approval, and most college students have limited or no credit history.

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pros and cons

No Annual Fee.

Bonus Rewards at Gas Stations & Supermarkets.

Nice Round-up & Rebate Deals.

Small Initial Bonus.

High APRs.

3% Foreign Transaction Fee.

Requires at least good credit for approval

Cost

Annual Fee

$0

Purchase APR

15.99% - 25.99% (V)

Foreign Transaction Fee

3%

Cash Back

None

Credit Score

700-850

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