The OpenSky Secured Visa card is meant to be a stepping stone. You'll know you've reached the next step when you're comfortable managing your card responsibly and your credit score has improved, which you'll need to keep track of through a free credit score service since you don’t get access to your credit score through OpenSky. 

Remember the following basic credit-building principles as you use this card: 

Keep your balance below 30% of your credit limit

Pay on time every month

If you have to pay late, do so within 29 days of your due date


How to Get the Most Out of OpenSky Secured Visa Credit Card

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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This credit card is best for someone who’s looking to build credit with a card that doesn’t require a credit check or even a bank account at all to get started. Secured cards in general don’t require good credit to be approved, but they’ll usually still check your credit. The OpenSky Secured
One of the biggest barriers to building credit is not having a bank account. If you don’t have either, the OpenSky Secured Visa Credit Card from Capital Bank, N.A. can help you, and for a reasonable price. You won’t need any credit at all to get a card, and you won’t need a bank account either, although you may need to find some creative ways to pay the security deposit and your bill.
OpenSky Secured Visa Credit Card
Via the OpenSky Mobile App or online account management- you can sign up for Auto-Pay and schedule recurring, monthly payments, or set up one-time payments.Send in a check with the remittance slip that is included in your monthly billing statement.
Details of prosNo credit check needed: Many secured credit cards require a credit check, which further dings your credit score and may result in a rejected application. Because this card doesn't, you eliminate the worry of further credit damage or a rejection. No bank account needed: Unlike
Apply onlineSearch for the official websiteFollow the requirement and entry the needed messages.