Details of pros

Very Competitive Rewards for Everyday Purchases: The Shop Your Way Mastercard is exceptionally rewarding when it comes to everyday purchases. The 5% back in points you can earn on gas purchases and the 3% back in points available for dining and groceries are among the most competitive rewards rates around. 

Bonus Rewards for Restaurant Purchases: Shop Your Way is a free membership rewards program that allows you to earn points when you shop at Sears, Kmart, and partner merchants. When you sign up for Shop Your Way and link your Shop Your Way Mastercard to your account, you can earn up to an extra 5% back at participating restaurants, on top of the 3% you're already earning with your card. 

No Annual Fee: Annual fees can detract from the value of any points, cash back, or miles you earn with a rewards card. This card has no annual fee, however, so you don't have to worry about that.

Details of Cons

Rewards Earnings Are Capped: One important thing to know about this card is that rewards are not unlimited in every category. The 5% back on gas and 3% back on dining and groceries is limited to the first $10,000 in combined purchases in those categories each calendar year. Once you hit the $10,000 spending mark, you'll continue earning rewards on those purchases, but at a rate of 1% back. 

Rewards Points Can Expire: Unlike some rewards cards that allow you to rack up points until you decide to use them, the Shop Your Way Mastercard sets a deadline for redemptions. Points earned with this card expire after 12 months. 

Redemption Options Are Limited: With some rewards cards, you can redeem points for travel, cash back, statement credit, gift cards, or merchandise. This card offers only one way to use points: for merchandise from brands sold by Kmart and Sears. That's a drawback if you're looking for more flexibility in how you can put rewards to work. 


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The Shop Your Way Mastercard Review

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So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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The Shop Your Way Mastercard
The Shop Your Way Mastercard, issued by Citibank, is a co-branded rewards card for frequent Sears and Kmart shoppers. While you’ll earn considerable rewards on some of your most basic types of spending, the points can only be used to save on future purchases within the Sears and Kmart network of stores.
The Shop Your Way Mastercard

Who Is The Shop Your Way Mastercard Best For?
The Shop Your Way Mastercard is best for someone who regularly shops at Sears and Kmart and charges their everyday purchases, such as gas and groceries. This card may be suited to you if you're looking for rewards that you can apply to future shopping trips at Sears or Kmart, versus other uses,

the Rewards of The Shop Your Way Mastercard
RewardsWhen you use this card, you earn a percentage of your purchases back as points. There are four different rewards tiers, based on what you charge:5% back on gas3% back at restaurants and grocery stores2% back at Sears and Kmart1% back on all other purchasesThere are a few things to remember he

How to Get the Most Out of The Shop Your Way Mastercard
Maximizing rewards is all about being strategic with how you spend and taking advantage of opportunities to earn additional points as a Shop Your Way program member. With that in mind, here's a quick look at two different scenarios for making the most of this card. Average CaseIn the averag

How to Apply For The Shop Your Way Mastercard
Kmart doesn't have a credit card in its own name, but it does accept the Sears card. Sears, the parent company of Kmart, partners with Citi Bank for cards good at all that store as well as Kmart and Lands End. You can apply for the Sears store card online and in any Sears or Kmart store. You can

The Shop Your Way Mastercard Payment
OnlineLog in to your account Complete the remaining payment informationReview the payment details and submit.