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You can fill out a First Access card application on the First Access website. There is no way to apply over the phone or via mail. To apply for the First Access card, you need to be at least 18 years old – and to get approved, you will need to have a checking or savings account. You’ll also need to provide your full name, home address, phone number, email address, Social Security number, and other personal information. You can choose which credit card design you prefer right on the application – a $100 bill, a mountain meadow, a kitten, and an American flag are among the available designs.

Once you submit your First Access application, you will likely get a decision within 60 seconds. The First Access credit card is designed for people with less-than-perfect credit, so people with bad credit can be accepted. If you don’t get an immediate decision, you can check the status of your application on their website, or over the phone at 888-267-7980.

Approved applicants will need to pay a Program Fee of $95* to open the account, and the card has an annual fee of $75 for the first year and $48 per year after that. On top of that, after the first year, cardholders pay $6.25 per month just to keep the account open. It’s wise to take these fees into consideration before applying for this card. There are far cheaper credit cards for bad credit out there that will build your credit – secured credit cards, for example.


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How to Apply For First Access Visa® Card

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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First Access Visa® Card Review
ReviewThe First Access Visa is an unsecured credit card for people with bad credit. It is quite expensive, charging a one-time fee of $95* before account opening, followed by a $75 annual fee the first year and a combination of annual and monthly fees totaling $123 per year after that. The First Acc

First Access Visa® Card Payment
OnlineYou can pay your Fist Access credit card online, with Prism or Moneygram.By PhoneYou could even pay by calling 1-888-267-7980 In-bankYou can also pay your bill by making arrangements with your bank.

First Access Visa® Card
The First Access Visa® Card is a credit card perfect for helping people with poor credit repair their scores. Because you have poor credit, expect to pay high interest rates and fees in exchange for the opportunity to show you can manage your credit and payments.
First Access Visa® Card