Details of Pros

Gas discount for first year: You’ll get 25 cents off per gallon for the first year you have an account, as long as you redeem at least 100 fuel points earned through Kroger’s loyal shopper program whenever you use your card at the pump. It shouldn’t be hard for regular customers at Kroger-owned stores to do this on a consistent basis, since they earn 1 fuel point per $1 they spend on groceries. (More on this below.) 

Decent APR: This card’s lowest variable APR (for the most creditworthy customers) is better than many competing cards. While carrying a balance is never recommended, if you have to incur finance charges, the lower the APR, the better.

Details of Cons

Terrible points value: Each point earned with this card is only worth 0.5 cents each, so even the highest rewards rate of 3 points per $1—applicable only to certain food brands—is worth just 1.5 cents. You can easily find a cash-back card offering at least 2% cash back (2 cents per $1) on all of your grocery purchases, so this is a terrible deal. Plus, you can use the rewards from competing cards in many more ways.

One restrictive redemption option: Unlike cash-back cards that let you redeem your rewards for actual cash, you can only use your rewards toward purchases at participating Kroger stores. What’s more, you’ll only get your rewards four times per year, in the mail, in the form of $5 certificates.


Kroger REWARDS World Mastercard Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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The value of the rewards is so unimpressive that it’s pretty hard to recommend this card, but if you’re a fan of Kroger stores (or Dillons, Ralphs, or the other stores owned by Kroger Co.)1  and have good credit, the Kroger REWARDS World Mastercard may be able to save you quite a bit on gas
The Kroger REWARDS World Mastercard rewards loyal Kroger shoppers with points on their purchases, but the points are worth so little, you’re better off with a number of competing cards that pay more and let you use your earnings anywhere. Perhaps the one reason to get the card: the potential for a sizeable discount on gas purchases at Kroger stations during your first year.
Kroger REWARDS World Mastercard
Apply onlineSearch for the official websiteFollow the requirement and entry the needed messages.Apply by phonecall 888-219-1822 ext. 30981 to apply by phone.
You can only make payments online.Log in to your account Select the "Bill Payments" tab, then "Pay My Account"Choose the account you are paying from and the frequency (either "Once" or "Recurring" to set up AutoPay).Complete the remaining payment informat
HowNo matter how you look at it, you won’t get much value out of this card—at least in terms of ongoing rewards. There are plenty of cash-back credit cards with no annual fee that will reward you more handsomely, and you can still shop at all your favorite local stores. Competing cards give you
RewardsThe Kroger REWARDS World Mastercard pays 3 points per $1 on select brands within the Kroger family, 2 points per $1 spent in Kroger’s network of stores, and 1 point per $1 on all other purchases.2  The brands include Kroger, Heritage Farm, Luvsome, Bakery Fresh Goodness, Fresh Foods Ma