Forever 21 Credit Card is a store rewards credit card issued by Comenity. If you're wondering whether Forever 21 Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.


Key takeaways:

High APRs. 

This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.24%

No annual fee. 

This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.

Fair or better credit required. 

You stand a chance of qualifying if your credit score is not below 600.


Forever 21 Credit Card Pros and Cons:

The Good

21% off on your Forever Rewarded Anniversary and for Forever 21's birthday

$10 birthday discount on a $25 minimum purchase

No annual fee.

Considers applicants with fair or poor credit.

Cardholders can earn rewards on their purchases.

Forever 21 Credit Card reports to multiple credit bureaus.

Cardholders can earn rewards on their purchases.

The Bad

High interest rate.

This card cannot be on purchases outside of Forever 21.

Higher than average purchase APRs.

Does not offer a signup bonus.

You don't earn rewards on every purchase.

Does not include many credit card reward.


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Forever 21 Credit Card Review

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