Macy's Credit Card

From fair To good ( Credit Recommended 640 )

Macy's Credit Card

The Macy’s Credit Card is a store credit card that can only be used at Macy’s. It offers discounts and offers for cardholders, and provides more benefits the more you spend.

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pros and cons

• Two-Day Coupon for New Cardholders

• Travel and Shopping Benefits

• Higher Rewards Rate at Restaurants, Supermarkets, and Gas Stations:

• Subpar Rewards at Macy's, Except for Gold Level:

• Confusing Application Process:

• Rewards Expire After 30 Days:

Cost

Annual Fee

$0

Purchase APR

25.24%

Foreign Transaction Fee

3%

Cash Back

5% at Macy's, plus 3% back at restaurants, 2% at gas stations and supermarkets, and 1% everywhere el

Credit Score

640

Retail Store Credit Cards For Furniture and Homegoods

We offer up a unique value for consumers who are focused on buying lots of things for their homes. However, it’s only available to use at certain stores.

Retail Store Credit Cards For Online Purchases

An online shopping spree can free you from bustling crowds, long lines and overly enthusiastic retail employees — and the right credit card can stretch that spending further.You can use the introductory incentives and ongoing points or cash back to bring down your overall bill, treat yourself to a fancy dinner or maybe even fund your next vacation.Here are some of our favorite credit cards that offer top rewards for online purchases.

Retail Store Credit Cards For Home Improvement

When you're renovating a home or buying a new one, you face a lot of new costs: Everything from floor tiles to furniture to food is suddenly on your shopping list.Choosing the right credit card for those expenses can help you get the most out of your spending in the form of rewards. Here are our favorite credit cards for new homeowners.

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