Macy's Credit Card

From fair To good ( Credit Recommended 640 )

The Macy’s Credit Card is a store credit card that can only be used at Macy’s. It offers discounts and offers for cardholders, and provides more benefits the more you spend.

pros and cons

• Two-Day Coupon for New Cardholders

• Travel and Shopping Benefits

• Higher Rewards Rate at Restaurants, Supermarkets, and Gas Stations:

• Subpar Rewards at Macy's, Except for Gold Level:

• Confusing Application Process:

• Rewards Expire After 30 Days:

Cost

Annual Fee

Purchase APR

25.24%

Foreign Transaction Fee

Cash Back

5% at Macy's, plus 3% back at restaurants, 2% at gas stations and supermarkets, and 1% everywhere el

Credit Score

640

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