The Sam’s Club Mastercard offers very high rewards and is a fantastic value – provided you don’t mind its inconvenient redemption method. Rewards accumulated through the card may only be redeemed once per year, at a Sam’s Club store. This can be problematic, especially for individuals who could use the cash back rewards they earned immediately. As long as you don’t care about this stipulation, the card provides one of the highest rewards rates on gas purchases around – 5% on up to the first $6,000 in purchases each year. It also provides 3% cash back on travel and dining expenses, a rate that rivals some of our favorite travel credit cards. Generally, earning rewards above 2% is considered above average, since that is the rate you can get on all purchases with a decent flat rate cash back card, such as the Citi® Double Cash Card – 18 month BT offer.

As mentioned above, the Sam’s Club Mastercard is not the card we’d recommend to actually use at Sam’s Club. Within the superstore, the card will earn you just 1% cash back – well below the 2% threshold we spoke of. Shopping at Walmart and Sam’s Club is better done with a flat rate 2% cash back credit card, since those are some of the only credit cards to provide rewards above 1% at wholesale stores like these.

The Sam’s Club Mastercard has no signup bonus, which puts it at a disadvantage against most cards issued by larger financial institutions. Cardholders can typically get anywhere between $100 and $700 from credit card bonuses, provided they meet all the necessary spending requirements. If you’re looking to optimize your rewards in the short-term, consider other options.


Should You Get The Sam’s Club Mastercard?

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Related Credit Card/Article

Before you apply for the card, you need to have a SamsClub.com membership. Once you do:Locate the Sam's Club® Credit Card on the website.Click Apply now.Sign in to your account or register for an account with your membership number and zip code.Fill out the application form.Review the form and
Paying your Sam's Club credit bill online is fast and simple:Visit www.samsclub.com/credit Select Manage Your Credit Account near the topIf you are unsure which card type you have, please reference your physical card and select a login that matches your cardYou can also:• Request a credit
Card detailsEarn 5% cash back on gas (on first $6,000 per year in purchases, then 1%)Earn 3% cash back on dining and travelEarn 1% on other purchases.No annual feeNo foreign transaction feesDoubles as your membership cardRates, fees & offersAnnual fee:$0Rewards rate:1%-5%Bonus offer:Get $45 as a
RewardsLimited time offer: Save $45 when you open an account and make a $45 purchase within 30 days of account opening.Earn 5% cash back on eligible gas worldwide, including gas at Sam's Club (on the first $6,000 per year, then 1% after)Earn 3% cash back on dining and travelEarn 1% cash back on
The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.
The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score o
The Sam’s Club Credit Card, issued by Synchrony Bank, is a basic store credit card for Sam’s Club members with a less-than-stellar credit profile. The Sam’s Club Credit Card can only be used at Sam’s Club and Walmart stores and doesn’t offer any rewards on purchases, so it’s mainly for borrowers who aren’t likely to qualify for a better credit card that can be used more broadly. If your credit is just fair (if you have a FICO score of 580 to 669) and you shop at Sam’s Club and Walmart frequently, this card can be a worthwhile financing tool, albeit with a steep interest rate.
Sams Credit Card
The Sam's Club Mastercard is designed for consumers who regularly shop at Sam’s Club and want a convenient way to pay with a card that doubles as a membership card.This card could also be a good choice for anyone who drives a lot. The average household spends about $2,109 a year on gas, accord