Sears offers two consumer credit cards for the typical customer: the Sears Card® and the Shop Your Way Mastercard®. These cards are designed for people who shop at Sears quite a bit, and often spend a lot of money there.

They’re pretty similar, with just a few minor differences. You’ll get exclusive savings and discounts every month with both of them, as well as access to special financing options.

There are no annual fees, but watch out for the high interest rates.

 Sears Credit card

$0 liability on unauthorized charges

Citi Identity Theft Solutions

Monthly coupons

Special financing offers

Advanced notice of Sears sales events

$0 annual fee

Shop Your Way Mastercard®

$40 statement credit when you apply for an account online and spend at least $50 on eligible purchases within the first 30 days (until 3/31/20)

5% in points on up to $10,000 in purchases per year at gas stations

3% in points on up to $10,000 in purchases per year at grocery stores and restaurants

2% in points at Sears and Kmart

Points expire after 12 months

Points become available one week after purchase

Special financing offers

Advanced notice of Sears sales events

No annual fee

The Benefits

The benefits provided by these cards are almost the same, except for one shopping benefit which is only available with the Mastercard version.

Advance notice of Sears sales events:
Exclusive access to news about upcoming sales and specials

Special financing on eligible purchases:
Get special deferred-interest financing on eligible Sears purchases.

Temporary shopping pass:
If you forget your card, just show your I.D. to get a temporary day pass.

Extended Warranty:
Doubles the original manufacturer’s warranty, up to one extra year. (Mastercard only.)

Where Can I Use My Sears Credit Card?

The Sears Card can only be used at Sears locations and services, as well as Kmart. This includes Sears Auto Centers, Sears Dental, and Sears Optical.

The Shop Your Way Mastercard can be used anywhere Mastercard is accepted, which is pretty much everywhere.


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Review of Sears Credit Card

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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