Target Credit Card

From good To very_good ( Credit Recommended 620 )

The Target REDcard is a must-have for Target regulars and one of the best store credit cards on the market. Its generous rewards will save you a bundle on every Target purchase. There are no fees to worry about. And it’s available to everyone but folks with bad credit or very little credit experience.

pros and cons

Save 5% on most Target purchases

Don’t worry about yearly fees

Enjoy 30 extra days for returns

Get free shipping from Target.com

Cost

Annual Fee

Purchase APR

22.9%

Foreign Transaction Fee

N/A

Cash Back

Credit Score

620

Retail Store Credit Cards For Furniture and Homegoods

We offer up a unique value for consumers who are focused on buying lots of things for their homes. However, it’s only available to use at certain stores.

Retail Store Credit Cards For Department Stores

Whether you’re shopping for a last-minute gift, treating yourself to something nice or hunting for in-house bargains, your trip to a department store doesn’t have to strain your wallet.The right credit card can put some money back in your pocket in the form of rewards. This way, you can splurge or save a little more — your choice.Here are some of credit cards that offer big rewards for department store purchases.

Retail Store Credit Cards For Home Improvement

When you're renovating a home or buying a new one, you face a lot of new costs: Everything from floor tiles to furniture to food is suddenly on your shopping list.Choosing the right credit card for those expenses can help you get the most out of your spending in the form of rewards. Here are our favorite credit cards for new homeowners.

Related Credit Card/Article

Amazon Prime Rewards Visa Signature Card

Worth checking out if you’re an avid Amazon shopper, this metal credit card earns 5% back at Amazon and Whole Foods and offers an Amazon gift card upon approval. You’ll need an Amazon Prime membership to apply.

IKEA Credit Card

You’ll earn rewards at a nice clip with the IKEA Visa Credit Card, but since you can only redeem Rewards Certificates at IKEA, the card will be of little use to anyone but the store’s most loyal shoppers.

Home Depot Consumer Credit Card

The Chase Ink Business Preferred offers a broad range of bonus categories that help cardholders maximize their rewards. Since the points you earn are ridiculously flexible, this card is ideal for business owners who want to redeem rewards in more than one way.

Capital One® VentureOne® Rewards Credit Card

The Capital One VentureOne Rewards is a general-use card that offers 1.25X miles per dollar on all purchases, and you can exchange those miles at a number of airline loyalty programs where you may find a higher value.

Walmart® Store Card

The Walmart Store Card is one of the most popular store credit cards on the market. Walmart’s overall popularity and the wide range of items they sell have a lot to do with that. But the card’s terms help seal the deal for frequent Walmart shoppers,which requires just fair credit for approval and has no annual fee, rewards cardholders generously for every purchase they make. Cardholders earn points worth at least 2% back on all purchases, and some purchase categories yield 5% back. The average credit card with rewards gives about 1% back on all purchases.which requires just fair credit for approval and has no annual fee, rewards cardholders generously for every purchase they make. Cardholders earn points worth at least 2% back on all purchases, and some purchase categories yield 5% back. The average credit card with rewards gives about 1% back on all purchases.

My Best Buy Visa® Card

The Best Buy Credit Card would be a solid addition to your wallet if you pay your bill in full every month and regularly shop at Best Buy. Its most notable feature is the ability to earn 5% back on Best Buy purchases (dispensed in the form of Best Buy gift certificates). Its biggest flaw is the deferred interest clause in its financing plans. And you have to choose between rewards and promotional financing at the outset.

Discover it® Cash Back

The Discover it Cash Back is the flagship of the Discover it cards, with the cashback match at the end of your first year. Its 5% cashback feature is for rotating categories up to $1,500 each quarter after activation.

Citi® Double Cash Card

The Citi® Double Cash Card is a no-annual-fee favorite. With a flat cashback rate on all purchases and a bonus amount added as you pay them off, you’ll find simple and strong rewards. Citibank occasionally offers an intro APR on balance transfers. When it does, you’ll typically find an impressive promotion.