Your credit limit will typically be equal to the refundable deposit you use to fund and secure your new credit card. So if you plan to use this card regularly (which is a good idea if you want to earn a significant amount back), set aside as large a down payment as you can afford. That way, your everyday purchases don't cause you to bump up against your credit limit and negatively affect your credit score.

For example, if your credit limit is $350 and you've charged $200 in groceries, your credit utilization ratio—which is an important credit scoring metric—will be over 57%. 


How to Get the Most Out of Harley-Davidson Visa Secured Card

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Full ReviewNot enough rewards appeal. The Harley-Davidson Visa Credit Card, also known as the HD Card, rewards you with 3 points / $1 spent at Harley dealerships, h-d.com/store, the H-D Museum™ and at gas stations; 2 points / $1 spent at restaurants, bars and lodging merchants; and 1 point / $1 sp
To apply for a Harley-Davidson Visa Secured Card:Go to the U.S. Bank site and find the Harley-Davison Visa Secured Credit Card page. Click Apply Now.You'll choose from two ways of funding your card: online or by mail. If you choose to mail in your application and security deposit, you'll pri
RewardsGet 15,000 points (redeemable for a $150 H-D™ Gift Card) on spending $500 in eligible net purchases within the first 60 days of account opening.Earn 3 points for every $1 net purchase at Harley-Davidson® dealerships, h-d.com/store, the H-D Museum™ and at gas stations.Earn 2 points for ev
OnlineSearch the official websiteLog in your accountMake a payment online
Designed for Harley fans who are new to credit or bouncing back from past credit mistakes, the low commitment Harley-Davidson Visa Secured card, issued by U.S. Bank, offers a unique alternative to no frills cards for credit builders. Unlike most secured cards, it offers modest rewards you can use to help outfit your motorcycle or lower maintenance and service costs.
Harley-Davidson Visa Secured Card