Balance Transfers

Intro Balance Transfer APR

0% for 15 billing cycles

Regular Balance Transfer APR

15.24%–25.24% Variable

Balance Transfer Fee

$0 for first 60 days, then 3%, $10 minimum


Costs

Regular APR

15.24%–25.24%

Annual Fee

$0

Foreign Transaction Fee

3%


Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 18.24%–25.24% Variable

Cash Advance Fee See Terms


Fees

Penalty APR

None

Late Fee

Up to $39

Returned Payment Fee

Up to $28


Card Details

Phone

800.932.2775

BankAmericard® Credit Card

From good To exceptional ( Credit Recommended Good )

BankAmericard® Credit Card

0% Intro APR† for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After that, a Variable APR currently 12.99% - 22.99% will apply.

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pros and cons

0% APR for purchases and balance transfers for 15 billing cycles made in the first 60 days. After the intro APR offer ends, 15.24%–25.24% Variable,

No balance transfer fee for the first 60 days; 3% fee (min $10) after that for all transfers

No annual fee

No penalty APR. Paying late won’t automatically raise your interest rate (APR). Other account pricing and terms apply

Access your FICO® Score for free within Online Banking or your Mobile Banking app

Cost

Annual Fee

$0

Purchase APR

3%

Foreign Transaction Fee

Cash Back

None

Credit Score

Good

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