Full Review

Though primarily known today for its consumer automobile tires and service centers, the Firestone Tire and Rubber Company, founded in 1900, actually predates most car companies, having gotten its start supplying tires for wagons, buggies, and other forms of early wheeled transportation. Today, the company operates Firestone Complete Auto Care centers across the country, offering a variety of vehicle maintenance services, including oil changes and brake repairs — and, of course, tires.

Given its long history, Firestone is a popular choice for drivers of all types, and with over 1,700 locations, it's an accessible one, too. For those drivers whose car repair needs exceed the limit of their wallets, the Firestone Credit Card offers special financing and exclusive deals that can help get you back in the race. You'll need to watch out for minimum purchase requirements, however, and may want to pay your bill early to avoid late fees.

Right off the starting line, it's obvious the primary appeal of the Firestone Credit Card is the financing offer, particularly in light of the fact that the card doesn't offer any kind of cash back, points, or other purchase rewards. And the card's 22.8% APR might be competitive for a store credit card, but it's downright high for an open-loop card that isn't specifically for the subprime market. In other words, unless you're going to use the no-interest offer, don't carry a balance on your Firestone card. It'll get expensive.

While the Firestone Credit Card doesn't offer any purchase rewards, it does advertise that cardholders will receive exclusive monthly Firestone deals and coupons. You also won't pay an annual fee for your card, so it won't cost you anything to leave the account open when you're not actively using the card.

The financing offer itself can be a decent deal, as you can get six months interest-free financing on your Firestone purchase, but it does come with some caveats. For starters, it won't apply to every single purchase; your purchase amount needs to be at least $299 for the charge to qualify for the six-month interest-free financing offer.

Another thing to keep in mind when it comes to your Firestone Credit Card financing offer is that you'll need to pay off your entire purchase by the end of the offer period to avoid interest fees. And not just interest fees on the remaining balance — you'll be charged interest for the entire amount. For example, if your initial charge is $500, and you still have $50 left to pay off when your six months expire, you'll be charged interest for the entire $500 amount, not just the $50 you had left to repay.