Details of pros

Low fees: Not only does this card have no annual fee, it also has lower late fees than most cards. Whereas some cards charge up to the maximum threshold allowed by the federal government (up to $29 the first time you're late, or up to $40 if you've been late on your payment more than once in the previous six months), the AARP Credit Card charges as low as $15 for balances below $750. 

High rewards rates in popular categories: If you spend a lot on gas and dining out, the 3% rewards rate is on par with or better than other leading no-fee cards that focus on everyday spending categories.

Help a charity when you dine out: For every restaurant purchase you make, AARP donates 10 cents to the AARP Foundation in support of Drive to End Hunger, which has donated 37 million meals to seniors since 2011.

Get a points boost when redeeming for travel: You can make the most of your rewards by using them to book travel through Chase. In fact, points are worth approximately 10% more, with 100 points equal to $1.12 in redemption value. So 20,000 points would be worth $224 toward travel, versus $200 in cash or gift cards.

Details of Cons

Foreign transaction fee: This isn’t the card you would use traveling outside of the United States. A 3% fee adds $30—enough for lunch for two—to $1,000 in purchases. 

No bonus rewards for grocery spending: While the 3% cash back rate on dining and gas is attractive, many similar no-annual-fee cash-back cards also offer bonus rates for supermarket shopping as part of their programs. If you’re seeking an everyday spending rewards card that includes food shopping and delivery, you can find better options than the AARP card. 

Booking travel with points is inconvenient: To get the most value out of your credit card points, you need to book with Chase travel—but that can only be done over the phone. For cardholders who prefer simple redemption options that can be completed in a few clicks online, like statement credits or gift cards, having to deal with phone customer service to score a slightly higher redemption value might not be worth the hassle. 


AARP Credit Card Review

Men’s Wearhouse Perfect Fit Credit Card

The Men’s Wearhouse Perfect Fit Credit Card is both a credit card and a rewards card for frequent shoppers, but customers don’t have to have the Perfect Fit Rewards credit card to be part of the program.With the Rewards Program, users get certificates that are valid for a period of six months after they’re issued. For every $500 in purchases a member makes, they get a $50 rewards credit. This can save a lot of money for customers who often shop in this store.

Levin's Furniture Credit Card

Visiting top-performing stores and home furnishing retailers means you need to have your pocket be filled with cash. But with Levin Furniture Credit Card, you have a most preferred and hassle-free option to deal with payment problems. Levin Furniture Credit Card is offering 0% APR and also comes more additional advantages to best meet your requirements.

Midas Credit Card

So, this Midas store card is another credit card from Synchrony Bank. But is this credit card really worth getting it? At a first sight, this credit card doesn’t seem to offer any tangible benefits. Yet, let’s discover the details of this credit card in our Midas credit card review. Midas Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Midas Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Kohl's Credit Card

The Kohl’s Credit Card, issued by Capital One, has “bargain shopper" written all over it. Fans of the department store can combine the card’s discount offers with rewards from Kohl’s other loyalty programs to maximize their savings throughout the year. And also, the Kohl’s Credit Card has relatively standard fees as store cards go, including a high APR.

BrandSource Credit Card

The BrandSource Credit Card is a Citi-provided credit card for financing purchases at BrandSource, a major retailer of appliances, electronics, and other home products with more than 4,500 locations nationwide. Cardholders also receive no-interest financing options and special offers and rebates.It requires a low credit rating and can be used at Brandsource stores.

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Related Credit Card/Article

The AARP Credit Card from Chase offers a great combination of high-value rewards with minimal ongoing costs, as long as you pay your bill on time and in full. Frequent diners may find this card especially attractive given the rewards on restaurant spending and the charity donation Chase makes on those purchases.
AARP Credit Card
Pay by PhoneCall card member services at 1-800-436-7958.Enter the full credit card account number. This can be found on your statement under the account summary.Enter the zip code associated with the card.Listen for the current balance amount, statement balance and due date.Press 2 for payment infor
RewardsThere's a decent amount of flexibility in using the points you earn with the AARP card. Here are your options:Cash: Get cash direct deposited into your checking or savings account, or applied as a statement credit. A point has a value of 1 cent when redeemed for cash back. AARP membe
Achieve the new-cardholder bonus by putting all your dining and gas purchases on this card. For instance, if you spend $100 per month on gas and $150 per month on dining out, you’ll meet the $500 minimum spend in just two months. Plus, you’ll get 3 points per dollar in both categories, totaling
Apply onlineSearch for the official websiteFollow the requirement and entry the needed messages.
This simple card is great for anyone on a fixed income and good credit. With no annual fee and small late-payment fees, you can easily reap the rewards on everyday spending without extra out-of-pocket costs—and you don’t have to be an AARP member to take advantage of this card. The card cat