1% cashback when you make purchases and 1% cashback when you pay off your card


Regular APR

15.49% to 25.49% variable

Annual Fee


Cash advance rate

26.74% variable

Foreign transaction fees

3% of the transaction value


Apply for the Citi® Double Cash Card if you’re at least 18 years old and a US citizen.

Go to the Citi website.

When you fill out your application form, you’ll need to provide:


Online Bill Payment

Call 1-800-374-9700 to learn more.

Customer Service



Mail address

P.O. BOX 9001037

Louisville KY, 40290-1037

Citi® Double Cash Card

From good To exceptional ( Credit Recommended 670-850 )

Citi® Double Cash Card

The Citi® Double Cash Card is a no-annual-fee favorite. With a flat cashback rate on all purchases and a bonus amount added as you pay them off, you’ll find simple and strong rewards. Citibank occasionally offers an intro APR on balance transfers. When it does, you’ll typically find an impressive promotion.

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pros and cons

Up to 2% Cash back

0% Intro APR on balance transfers

No annual fee.

Pick something else if you want more cash back in specific categories.

High late payment fees


Annual Fee


Purchase APR

15.49%-25.49% (V)

Foreign Transaction Fee


Cash Back


Credit Score


Business Credit Cards For Business Travel Rewards

The spending required to keep your small business or side hustle humming can also give you a boost toward your next trip — if you put those expenses on a credit card that offers travel rewards. Although entrepreneurs can use consumer travel cards for business expenses, a card specifically designed for business use can be more lucrative.

Business Credit Cards For Bad Credit

Whether you're looking to build credit from scratch or rebuild credit after a bad setback, a secured credit card can be an invaluable tool. Secured cards require you to provide a cash security deposit, usually equal to your credit line. The issuer holds the deposit in case you don't pay your bill; you get the deposit back when you upgrade to a regular "unsecured" card or close the account in good standing. Because the deposit protects the issuer from losing money, secured cards are easier for people with bad credit or no credit to qualify for.

Business Credit Cards For No Annual Fee

Avoiding annual fees on a business credit card can help eliminate the cost of owning a credit card. You should consider using a fee-free card if you own a startup or new business, want to issue free employee credit cards, or don’t need top-tier perks like airport lounge access.

Business Credit Cards For Varied Business Spending

Sometimes you may not know what your business expenses will be from month to month. If that’s your situation, you may like a card with many different bonus categories, or categories that are flexible in some way.

Signup Bonus Credit Card

The signup bonus — one of the most valuable and coveted credit card features, with the potential to put a huge dent in your spending or help you score free flights and hotel stays. Many rewards cards come with signup bonuses, also known as introductory bonuses or welcome bonuses. These bonus offers can provide a surprising amount of value, with returns on spending ranging from around 20% on average to more than 50% in some cases.

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Capital One® Spark® Miles for Business
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American Express® Business Gold Card
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